Privacy Policy

Last Updated 05/04/2017;

This Privacy Policy covers InternetPaydayLoans.net, its subsidiaries, and any of its websites ("Websites"). The aim of Privacy Policy page is to tell you about our practices concerning collection, use, and disclosure of information that is provided by our customers via this Website and services relating to it. Please make sure to get acquainted with this material before you start either using or submitting information to this Website.

This Website is not designed for any underage citizens (under the age of 18) or non-US residents. By using the Website on any computer, mobile phone, tablet, or other device (collectively named, "Device"), you agree to the terms of this Privacy Policy. Do not use the Website in case you do not agree to the Policy.

The Privacy Policy may be modified at any time. In this case all the changes are posted on our Website. We encourage you to periodically review our Privacy Policy to stay informed about how we are using the information we collect. It is advisable to periodically visit the site to get informed on the changes we have made.

Collection of Information

Our Website is designed to help clients find the most suitable loan from potential lenders who participate in our direct network of loan lenders (here and after referred to as "participating lenders").

Personal Information

Client's personal data is collected only when it is provided to us. This information might relate to name, date of birth, email address, social security number, home address and zip code, bank account information, financial information, employment information, driver's license number and state it was issued in.

Non-Personal Information

Visiting the Website, a client has to know that we may collect the following information: non-personal information concerning your Internet Protocol (IP) address, the date and time of your visit, browser type, operating system, the web pages you visited during your connection, and the domain name from which you accessed the Website. Apart from that, the information about your browsing behavior, e.g. the date and time of your visit, the areas or pages of the Website that you visit, the amount of time you spend browsing the Website, the number of returns to the Website, i.e. the record of your activity on the Internet. Non-personal information may be used for different purposes: research or statistical data.

Being a commercial websites, we carry out analysis of visitors' use of our Site through the so-called "cookie" technology. A cookie is known as a small text file placed on a visitor's computer accessing the Site. It is meant to recognize you each time you visit the Site. Cookies are used to: (1) either to enhance or personalize your Website usage; (2) monitor Website usage; (3) manage the Website; and (4) develop and advance the Website and the quality of our services. You can reject cookies by either setting your browser or manually deleting individual or all of the cookies on your computer by following your browser's help file directions. If, however, you have set your browser on rejecting cookies or manually deleting cookies, you may expect certain problems accessing and using some of the pages and features we presently use on our Website, or may place on our Website later.

Our emails and advertisements on other websites may contain web beacons. These are tiny graphic images that we use to collect data about your Site visit, e.g., the pages you view and the features you use. In addition, we obtain such information as whether you open and/or act upon certain emails or advertisements of ours. The URL of the website you visited may be collected before coming to the Website as well. Web beacons are designed to help us analyze our Website visitors' behavior and evaluate the performance of the Website and efficiency of our advertising. We may cooperate with service providers that help us with tracking, collecting and analyzing the data. Non-personal information that we collect through cookies can be combined with other information we collect from our customers.

Use of Information

The information that we collect from and about you may be used for any of the following purposes: (1) for matching you with a participating lender; (2) for responding to your inquiries; (3) for reviewing the performance of our Website; (4) for tackling problems with the Website, our business or our services; (5) for protecting the security or integrity of the Site and our business; (6) for monitoring the Site with a view to its compliance with our Terms of Use and the law; (7) for strengthening our contracts with customers; (8) for remarketing our visitors' data to third parties, with their consent where it is legally required and in conformity with regulatory and legal framework; and (9) for updating you on our Website newsletters and other informational and advertising materials as well as on the materials offered by other participating lenders and companies.

Should you not wish to get updates on offers and promotions, you can opt-out of it by emailing us at [email protected] or by following the instructions in the messages you get.

Disclosure of Information

The information that we collected from and about you may be disclosed in the following cases: (1) in order to respond to your request and share your personal data to participating lenders so that they could contact you to discuss a prospective loan; (2) to related companies for them to run a business, professional or technical support function for us; (3) with consumer reporting and related agencies; (4) as necessary in case we believe that there has been a breach of the Website Terms of Use or of our rights or the rights of any third party; (5) in order to respond to legal process (e.g., a search warrant, subpoena or court order) and provide information to law enforcement agencies or information connected with an investigation into matters threatening public safety, as permitted by law, or required by law; and (6) when our company or practically all of its assets are acquired, your personal data may fall into the category of the transferred assets. Your personal information may be disclosed with your consent and consequently, aggregate, non-personal information about Website users may be shared with third parties.

Further to this, your personally identifiable data may be shared (your social security number, bank account information, or other financial information is not included) with third party marketers and other service providers ( or advertisers ) who we do business with.

Credit Implications of Providing Your Personal Information

Our participating third party lenders are entitled to verify, without limitation, your social security number and driver's license number, or any other personal identification and examine the data you provided against national databases in order to determine the level of your creditworthiness. Please note that multiple inquiries on the three national databases (Equifax, Transunion and Experian) may lead to a lowered credit score. By submitting your information you agree to allow third party providers to verify your information and examine your creditworthiness as specified in their policies and terms.

Security

We take all the preventive measures to secure the personal data that you submitted against the loss, misuse, alteration, or unauthorized access. However, there is no absolute security guarantee to the data transmitted over the Internet. Even though we take all the security measures to protect your personal information, we cannot warrant the security or confidentiality of any personal information you submit to us.

Interest-Based Advertising

Our Website may cooperate with ad networks and other ad serving providers (hereafter referred to as "Advertising Providers") who provide ads on our behalf and on behalf of other non-affiliated sites. Certain ads may be of personalized character, intended to correspond to your profile according to the information Advertising Providers collect about your visits to this and other site over time. Cookies are used by our Advertising Providers to personalize advertisements you may see on other websites.

Since an industry-standard Do-Not-Track protocol has not been established yet, your browsing experience based on any "Do Not Track" signals that may be sent by certain browsers or selected by you will not be changed.

Nevertheless, by visiting www.cookiecentral.com and www.aboutads.info you can obtain more information about this type of advertising and will learn how to opt-out of this advertising (as in the case of companies participating in the Digital Advertising Alliance ("DAA") self-regulatory program. Pay attention to the fact that in the event you choose to opt-out, advertising will not stop appearing in your browser or applications; it will only make the ads that pop up less related to the sphere of your interests. Furthermore, if you use a different browser or delete cookies from your browser, you may have to reset your opt-out option. Since each browser is different, make sure you check the "help" section of your browser for instructions on how to erase cookies and obtain the information about other applicable privacy and security settings.

Children

We do not collect any personal information from children under the age of thirteen; they are not directed to the Website as well.

Third Party Websites

Our Website may contain links to different third-party websites, including those for participating lenders; their privacy policies may be different from ours. Moreover, third party vendors (including Google) may place advertisements for our site and the services we provide. Please note that our website does not carry any responsibility for any of the activities and practices that take place on these sites and we don not endorse them as well. Thus, we strongly recommend that you get acquainted with the privacy policy posted on any external site before submitting any personal data. Should you have any questions about their privacy policies, contact those websites directly.

Third Party Analytics

This site uses information relating to our customers' age, gender, and interests, in order to get a better understanding of their behavior while visiting the Site and improve our marketing performance. Third party vendors (such as Google) may use cookies to post advertisements to you on the basis of your past visits to the site. The function of automated collection of information by third-party advertisers may be opted out by changing your Google ads settings and preferences at http://www.google.com/ads/preferences Visit http://www.google.com/privacypolicy.html to learn more information on about Google's privacy practices.

Your California Privacy Rights

According to California's "Shine the Light" law, those residents of California who provide Personal Information to the Website may inquire certain information concerning our disclosure of Personal Data to third parties. for their direct marketing purposes. If you need such information for your marketing purposes, please contact our consumer support helpline either at (888) 775-0858 FREE, via e-mail at [email protected], or via regular mail at 1121 E. Broadway #546, Glendale, California 91207.

Contact Us

In case we have to or are required to contact you because of any event concerning your information, we may do it by telephone, email or mail. If you have any questions or concerns about our Privacy Policy, please contact us via e-mail at [email protected]